Last Updated: [11/03/2025]

1. Introduction

Welcome to Finoted.com (“Website”), operated by Finoted (“Company,” “we,” “us,” or “our”), located in Surat, Gujarat, India. By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you disagree with any part, refrain from using the Website.

2. Acceptance of Terms

By using Finoted.com, you confirm that you are at least 18 years old and legally capable of entering binding agreements. Your continued use constitutes acceptance of these Terms.

3. Changes to Terms

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting. Your continued use after revisions constitutes acceptance. Regularly review this page for updates.

4. User Responsibilities

You agree to:

  • Use the Website lawfully and ethically.

  • Not engage in unauthorized access, data harvesting, or disruptive activities.

  • Provide accurate information and update it as needed.

  • Not post harmful, infringing, or illegal content.

5. Intellectual Property

All content (text, graphics, logos, software) is owned by Finoted or licensed to us and protected under Indian copyright/trademark laws. You may not reproduce, distribute, or create derivative works without prior written consent.

6. User-Generated Content

If you submit content (comments, reviews, etc.):

  • You grant Finoted a non-exclusive, royalty-free license to use, modify, and display it.

  • You warrant that your content does not violate third-party rights or laws.

  • We may remove content at our discretion.

7. Third-Party Links

The Website may link to external sites. We do not endorse or control these sites and are not responsible for their content or practices. Access them at your own risk.

8. Termination

We may suspend or terminate your access to the Website without notice for any breach of these Terms.

9. Disclaimers

  • The Website is provided “as is” without warranties of any kind.

  • We do not guarantee accuracy, completeness, or reliability of content.

  • Financial Disclaimer: Content is for informational purposes only and not professional financial advice. Consult a qualified advisor before making decisions.

10. Limitation of Liability

Finoted and its affiliates are not liable for any direct, indirect, or consequential damages arising from your use of the Website or reliance on its content.

11. Indemnification

You agree to indemnify Finoted against claims, losses, or expenses resulting from your misuse of the Website or violation of these Terms.

12. Governing Law & Dispute Resolution

These Terms are governed by Indian law. Any disputes will be subject to the exclusive jurisdiction of courts in Surat, Gujarat.

13. Contact Information

For questions or support, contact us at:
Email: support@finoted.com
Address: Finoted, Surat, Gujarat, India.

14. Miscellaneous

  • If any provision is deemed invalid, the remainder remains enforceable.

  • These Terms constitute the entire agreement between you and Finoted.