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Tata Neu Infinity Credit Card

Tata Neu Infinity HDFC Bank Credit Card
(4.5) Reviews

Tata Neu Infinity Credit Card Review 2025: Benefits, Charges, Lounge Access & More

Best suited for
  • Rewards
  • Co-branded
  • Travel
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  • Joining Fee: ₹1499 + GST

The Tata Neu Infinity HDFC Bank Credit Card is a powerful lifestyle credit card tailored for Tata brand loyalists and UPI users. Backed by HDFC Bank and the Tata Neu ecosystem, this card offers accelerated NeuCoins, exclusive lounge access, contactless payments, and more.

Tata Neu Infinity Credit Card Benefits

Earn NeuCoins on Every Spend:

  • 5% NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands.

  • 1.5% NeuCoins on other spends (non-Tata & EMI).

  • UPI Spends (RuPay):

    • 0.5% NeuCoins on all UPI spends.

    • Additional 1% NeuCoins using Tata Neu UPI ID.

    • Capped at 500 NeuCoins/month.

Welcome Bonus:

  • Get 1,499 NeuCoins as welcome benefit (waiver of joining fee) on 1st transaction within 30 days (not applicable for LTF or 1st-year free cards).

Renewal Offer:

  • Annual fee waived on annual spends of ₹3,00,000 or more.

Complimentary Airport Lounge Access:

  • Domestic: 8 domestic lounge visits/year (2 per quarter).

  • International:

    • Visa Priority Pass: 4 visits/year.

    • RuPay: 4 visits/year.

Insurance Cover:

  • Air accidental cover: ₹1 crore.

  • Emergency overseas hospitalization: ₹15 lakhs.

  • Lost card liability: ₹9 lakhs.

Eligibility Criteria

  • Age: 18-65 years
  • For Salaried: Gross Monthly Income > ₹1,00,000 for Tata Neu Infinity HDFC Bank Credit Card
  • For Self-employed: Last year ITR > ₹ 12 Lakhs per annum for Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Infinity Credit Card Features

  • Contactless Payments: Tap & pay enabled.
  • Fuel Surcharge Waiver: 1% waiver (₹400–₹5,000 txn range).
  • NeuCoins Redemption: Use on Tata Neu App – Bigbasket, Croma, Air India Express, IHCL Hotels, Titan, Tanishq & more.
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Fees and Charges

Joining Fee₹1400
Annual Fee₹1400
Minimum Spend for waiver of annual membership fee / renewal charges for next year ₹3 Lakh / Annum
Fuel Transaction Surcharge (Plus GST) Waiver capped at ₹500 every billing cycle For Regalia, Doctor's Regalia, Business Regalia - Waived for transaction between ₹400 to ₹5,000 (Diners Privilege/ Harley-Davidson Diners club Fuel surcharge waiver not applicable
Foreign Currency Transactions % Of transaction value 2%

Pros and Cons of the AU NOMO Credit Card

Pros

  • High NeuCoins value for Tata brand loyalists
  • UPI rewards on RuPay card
  • Lounge access – both domestic and international
  • Good insurance coverage

Cons

  • No NeuCoins on rent, government payments, or wallet loads
  • Welcome benefit not available for LTF or 1st-year free holders
  • Lounge access limited to 2/quarter (India)

Who Should Get This Card?

  • Loyal Tata brand shoppers

  • Users who frequently travel within India

  • Those looking for UPI-enabled credit cards

  • Tata Neu App users who want NeuCoins benefits

Final Verdict: Is Tata Neu Infinity HDFC Credit Card Worth It?

If you’re already part of the Tata Neu ecosystem, shop frequently at Tata brands, or want solid lounge benefits with UPI rewards, the HDFC Tata Neu Infinity Credit Card is a top contender. Especially with the lifetime free offer and high NeuCoins redemption flexibility, it stands out in the premium lifestyle credit card segment.

Frequently Asked Questions

It may be offered as lifetime free during promotional campaigns, but standard issuance involves an annual fee of ₹1,499 (waived on ₹3L spend).

Yes, you can apply directly via the Tata Neu app or through the HDFC Bank website.

HDFC may allow eligible users to upgrade or switch their card. Contact support for details.

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